DuitNow
Malaysia's instant transfer service that lets you send money using a phone number, IC or QR code.
Sources checked 2026-09-17
What is DuitNow?
DuitNow is Malaysia’s instant transfer service. You can send money using a registered phone number, IC number, business registration number or QR code, instead of typing a full bank account number. The transfer moves between banks almost at once.
That speed is why DuitNow is used for everyday payments. It also means a transfer reaches the other account very quickly and leaves a clear digital record.
Why does DuitNow appear in frozen-account cases?
DuitNow transactions are fast and traceable, so they become part of the money trail investigators follow. When a scam victim reports a loss, the money can be traced to the next account through the DuitNow record.
If your account received such a transfer, the trail can point investigators to you. A victim can report through the NSRC hotline 997, which can trigger an urgent freeze. [f2] Your account or phone number may then appear on the PDRM Semak Mule portal. [f1] None of this, by itself, decides whether you did anything wrong.
What does a traced transfer show, and what does it not show?
A DuitNow record shows that money moved from one account to another at a certain time. It does not show what you knew or meant to do. That matters, because the offence under Penal Code section 424C, transactions through an account without a lawful purpose, depends on the purpose and conduct behind the transaction, not just on money moving. [f3]
Keep the transaction records, any chat messages, and notes on how the transfer came about. If a DuitNow transfer led to a freeze, a lawyer can explain what the trail means for your case and what to do next.
Sources
- PDRM Semak Mule portal (https://semakmule.rmp.gov.my/)
- National Scam Response Centre, hotline 997 (https://www.nsrc.gov.my/)
- Penal Code, Section 424C (https://www.lawnet.com.my/penal-code)
Need a Lawyer for Your Frozen Account Case?
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What is DuitNow?
DuitNow is a Malaysian instant transfer service. You send money using a registered phone number, IC number or QR code instead of a full bank account number. Money moves between banks within moments, which is handy for daily payments.
Why does DuitNow come up in frozen-account cases?
DuitNow transfers are fast and traceable, so investigators can follow the money from a scam victim to the next account. If your account received a transfer that a victim reported, that trail can lead to a freeze on your account, even if you did not know the money was tainted.
Does receiving a DuitNow transfer prove I did something wrong?
No. A record that money reached your account is not proof of a crime by itself. What matters is what you knew and what you did. A transfer can arrive without your knowledge or consent. Keep the transaction record and any messages to explain your side.
Related pages
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Need a Lawyer for Your Frozen Account Case?
Request Lawyer ContactFor people seeking legal representation. For general information, use our guides and tools.
Independent information resource, not a law firm. We do not provide legal advice. Where appropriate and with your consent, we can connect you with an independent lawyer. Availability and acceptance of a case are not guaranteed. How referral works